Our Services

The financial management process with Murnick Financial Group begins with an in-depth evaluation of your current financial situation. Once we have established your overall objectives, we'll focus on your specific goals. With changing economic conditions and market swings, we advocate investing sensibly over the long term and maintaining an adequate level of insurance coverage. We'll work with you side by side so that you're confident in and comfortable with the financial suggestions we make.

Some of the services we offer:
* Retirement planning
* Investment planning
* Risk management
* College funding
* Tax management
* Estate conservation
* Cash management


THE PLANNING PROCESS

CURRENT SITUATION

 

 

The initial step in the planning process is the collection and assessment of all relevant personal and financial data. Such data would include lists of assets and liabilities, tax returns, insurance policies, trusts, wills, pension plans, etc.

LONG-TERM GOALS

 

 

 

It is essential that realistic long-term goals, both personal and financial, be identified and analyzed. It is equally critical that financial short-falls which create barriers to financial independence can be sought and the framework of a personal, customized financial plan begins to emerge.

PLAN IMPLEMENTATION

 

 

 

A thorough analysis of the needs, wants, and desires of the client, when joined with the equally thorough analysis of the financial options available, form the basis of the final plan. Our role is to provide guidance; the decision to implement, modify or reject the plan recommendations is the sole responsibility of the client.

REVIEW AND REVISE

 

 

 

Future changes in personal or economic conditions are impossible to predict. It is essential then to conduct periodic reviews of the plan and initiate revisions if called for. Such reviews are an inherent part Murnick Financial Group's service.




Securities & advisory services offered through Cetera Advisors LLC, member FINRA/SIPC.